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Motorbike Insurance Through Sainsbury Bank

Sainsbury Bank offers motorbike insurance cover for a wide variety of motorbikes including Kawasaki, Suzuki, Honda, and Yamaha. Additionally, Sainsbury Bank provides insurance cover for a number of scooters including Lambretta, Aprila, and Piaggio.

Sainsbury Bank has formed a relationship with BDML Connect Limited, a company that is authorised and regulated by the FSA or Financial Services Authority. Together, these two professional companies strive to provide motorbike insurance cover that will not only meet the needs and desires of individual motorbike riders, but also, that will be affordable for all individuals or riders as well.

BDML Connect Limited, an insurance intermediary, scours through a panel of reliable insurers to locate a motorbike insurance cover that will meet the needs of the rider. In fact, it owns and operates masterquote, an online company dedicated to locating affordable insurance for all levels including Third Party Only, Third Party, Fire, & Theft, and Comprehensive insurance. Furthermore, five classes of use are featured including class X, class S, class 1, class 2, and class 3.

Plus, no matter what level of insurance cover you secure, you are entitled to advice from the legal helpline relating to any of the following topics: motorbike issues, personal areas, civil issues, or criminal matters. This free service is provided via telephone during normal business hours. The conversation might be recorded for safety reasons for the benefit of both parties.

Additionally, all three types of motorbike cover provide legal expenses up to £50,000 of the legal costs incurred in any legal action related to the insured’s motorbike that arises between the policyholder and a third party. Examples of this would be either the compensation relating to personal claims or the recovery of any excess. This also allows for as much as £50,000 of the legal defence for motoring prosecutions incurred by the policyholder.

An excellent customer claim line is also available to assist with any problems as well as to answer any questions that might arise in the event of a claim. This service is open from Monday through Saturday. Payment for emergency treatment that is deemed necessary is also attached to all three levels of insurance cover. All three levels also include 45 days for insurance cover for riding in EU countries, Switzerland, Iceland, Norway, and some Eastern European countries.

Third Party, Fire, & Theft includes the usual cover for the loss or partial destruction of the motorbike due to fire, lightning, explosion, or theft. Plus, it includes the replacement of your bike as if it were new if it is stolen within the first six months of registration. By increasing your cover level to Comprehensive, you can acquire a payment up to £100 for the loss of spare parts and accessories.

What Are the Classes of Use Available for Motorbike Insurance Cover?

Are you looking for motorbike insurance cover? Are you confused about the class of use that you should apply for? Motorbike insurance cover can be obtained for several classes including class 1, class 2, class 3, class X, and class S. A brief explanation is provided here along with the exclusions that apply to each one. Some variation exists not only for the type of use that is covered by the different classes, bit also, variation exists with the different exclusions that apply.

Class 1 permits the use of the motorbike in connection with social, domestic, and pleasure purposes. Plus, it allows for the use of the bike in connection with traveling back and forth from work for both the insured and spouse of the insured. All other riders of the motorbike are restricted to social, domestic, and pleasure purposes. The exclusions consist of use for hiring, racing, rallies, competitions (except treasure hunting), pace-making, speed testing, and van or commercial travelling. The exclusions also include use in connection with the Motor Trade.

Class 2 permits the use of the motorbike in connection with social, domestic, and pleasure purposes as well as the use of the motorbike for business use by the insured and the insured’s partner or employer if one exists. The exclusions consist of use for hiring, racing, rallies, competitions (except treasure hunting), pace-making, speed testing, and van or commercial travelling. The exclusions also include use in connection with the Motor Trade.

Class 3 permits the use of the motorbike in connection with social, domestic, and pleasure purposes. Plus, class 3 permits commercial use as well as the use of the bike for business use by the insured and the insured’s employer or partner if one exists. The exclusions consist of use for hiring, racing, rallies, competitions (except treasure hunting), pace-making, speed testing. The exclusions also include use in connection with the Motor Trade.

Class X allows for the social, domestic, and pleasure use of the bike by the policyholder and all named riders. It does not permit business use or commuting for work. The exclusions consist of use for hiring, racing, rallies, competitions (except treasure hunting), pace-making, business purposes, and speed testing. The exclusions also include use in connection with the Motor Trade.

Class S allows for the social, domestic, and pleasure use of the bike by the policyholder and all named riders as well as travelling to and from work. The exclusions consist of use for hiring, racing, rallies, competitions (except treasure hunting), pace-making, business purposes, and speed testing. The exclusions also include use in connection with the Motor Trade.

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