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Direct Line Features Motorbike Insurance Cover

Direct Line Insurance plc, part of the Royal Bank of Scotland, underwrites motorbike insurance through Devitt Insurance Services Limited. Devitt Insurance Services Limited, which is also part of the Royal Bank of Scotland, is a group of Insurance Brokers that uses a panel of reputable insurers. All of these organisations are authorised and regulated by the Financial Services Authority or FSA.

Devitt, which considers itself an expert motorbike insurance specialist organisation, provides competitive rates on their low cost insurance for many of the most popular types of motorbikes including naked bikes, supersport bikes, trail bikes, touring bikes, adventure sport bikes, and custom bikes. Additionally, they offer flexible payment plans such as direct debit and a pay-by-the-month plan, using your credit or debit card.

The online application is easy and quick to complete. All you need is a few pieces of vital information such as the make and model of your motorbike, the exact year that your motorbike was registered, and the date of birth for all riders. You will also need to provide the exact dates and pertinent information for any accidents that occurred within the last five years and the exact dates and pertinent information for any convictions that occurred.

Documentation is required to transfer your no claim discount from another insurance cover to this one. Plus, the opportunity exists to protect your no claims discount if you qualify and would like to do so.

Plus, there is no need to worry about the safety of the information that you provide since all personal data is encrypted. Anyone needing help or requiring more information about available services or how to file claims once they become a subscriber can contact the customer service department for advice via telephone during regular business hours (operating hours are from 8:00 am to 7:00 pm on Mondays through Fridays and from 9:00 am to 5:00 pm on Saturdays. )

Third Party Only cover, required by law, protects all riders while riding other motorbikes. Additionally, both Third Party, Fire, & Theft and Comprehensive insurance cover are offered along with a number of important add ons. Optional add ons include personal accident cover, legal expenses insurance, and motorbike breakdown cover.

Legal expenses insurance and uninsured loss recovery services are two important facets that not every rider will think about getting or even need. However, they are options that could prove to be quite beneficial. Personal accident cover provides financial payments to cover costs that occur due to personal injuries. Motorbike breakdown cover is provided with Green Flag Breakdown Assistance.

Policyholders can also receive cover for their accessories up to £500. Riders are also covered for as many as 90 days when traveling abroad in the European Union. A comprehensive online resource is available to read more on the features and benefits that are provided through this insurance cover.

Several discounts to lower the cost of your motorbike insurance cover are also available. Policyholders who can claim limited mileage or advanced training will receive a discount on their insurance premiums. Plus, female riders, a class of riders known to be less likely to engage in unsafe driving practices, are often given a discount on their premiums for motorbike cover. Riders of multiple motorbikes can obtain a multibike insurance cover policy and save on their insurance costs.

Moreover, the installation of certain enhanced security devices on your motorbike can lead to a savings on your insurance cost. These enhancements include the approved Tracker security system. Riders who store their motorbikes in garages or locked facilities overnight will also receive a discount on their motorbike cover premium. Of course, a discount is also featured for claim free riding history.

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