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Cornhill Direct Features Motorbike Insurance Cover

Cornhill Direct in unison with MotorCycle Direct offers motorbike insurance cover with a variety of appealing facets and discounts. Together, these two companies offer policyholders access to a large panel of reputable insurers in the UK. They can easily do this since they are one of the biggest combinations offering motorbike insurance cover in the UK today.

Authorized and regulated by the FSA or Financial Services Authority, MotorCycle Direct is a trading brand of Europa Group Ltd and Cornhill Direct is affiliated with Allianz. Online application is possible 24 hours a day, seven days a week, offering easy access no matter what hours of the day you work. The application process is streamlined with a variety of pertinent questions that are set up with drop down boxes for quick and easy answers. Several small sets of questions exist, but you must answer one set completely before moving on to the next set.

As with most insurance cover, three different options for motorbike insurance cover including Third Party Only, Third Party, Fire, & Theft, and Comprehensive insurance are available. Third Party Only is the most basic form of cover, while Comprehensive is the most complete. In addition to selecting your level of cover, you will need to select the class of cover that you will use for your motorbike riding use.

A claims assistance service is featured onsite. Plus, included with your policy are legal expenses cover and breakdown cover. Each motorbike policy is good for up to three riders with a small additional fee.

Several types of discounts are offered on the premium of your insurance cover. The percentage of the discount varies depending on the individual circumstances of the rider. Some discounts might also be temporary offers.

A no claims discount can garner a 60% reduction in premium price. Plus, discounts as high as 9 % are offered to riders who obtain their motorbike cover through MotorCycle Direct while also being members of the BMF (British Motorcyclists Federation) or MAG (Members of Motorcycle Action Group). Riders who are members of affiliated clubs can also benefit from this same type of discount.

Discounts for enhanced security devices are another great option. Riders can receive another percentage off their insurance premium for having certain security devices installed on their bikes such as immobilisers or alarms. Plus, the installation of a number of security devices including Smartwater, Alpha.cot, Datatag, or Suzuki Secure Marking also lead to discounted premiums. For those of you who prefer to secure your bike with ground anchors, chains, or locks, some type of discount might be offered as well.

MotorCycle Direct is fully capable of catering to the insurance needs of individual riders no matter what style of bike they ride. MotorCycle Direct provides cover not only for the newer sport bikes including Kawasaki, Ducati, Yamaha, Suzuki, and Honda, but also for the classics such as Triumph, Royal Enfield, and Norton. Plus, they cover a variety of scooters such as Vespa, Lambetta, Benelli, Aprilla, Derbi, Italjet, Malaguti, and Gilera.

Secured parking such as a locked garage not only protects your motorbike, but it also gives you a reduced premium on your insurance cover. Riders who are willing to restrict or limit their riding might also have access to sizeable discounts on their premiums. In particular, limiting motorbike riding to fair weather only or limiting the number of miles to be driven will typically lead to some type of savings.

Plus, riders who do not have pillion passengers also receive a discount on their premium up to 15 %. Likewise, if you have completed advanced rider training, a discount is potentially available.

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